Homeowners Insurance & Your Backyard

What's Really Covered? When the end-of-summer sales roll around, it’s hard to resist adding a pool, trampoline, gazebo, or shed to your backyard. Retailers slash prices, big box stores make it easy to buy out-of-box setups, and suddenly, your outdoor space feels like a dream. But before you add to...

Service Contracts – Can Cause an Insurance Claim

Understanding Service Contracts to Avoid a Homeowners Insurance Claim Tips From a Claims Adjuster Property damage claims can be a time consuming and detailed experience. Accredited claims adjusters have seen damage from flooded kitchens and bathrooms, due to plumbing issues, to electrical damage caused by a miscommunication with a repair...

Plumbing Issues

Why You Shouldn't Ignore Minor Plumbing Issues An Insurance Adjuster's PerspectiveAccredited insurance adjusters often see seemingly minor plumbing problems escalate into major headaches for homeowners. While a slow drip or a faint musty odor might seem harmless, neglecting these signs can lead to costly repairs, denied insurance claims, and prolonged...

Comparing Insurance Coverage in 2025

Annual Insurance Review As the new year begins, January is an ideal time to reassess various aspects of our lives, including our insurance coverage. Insurance policies are not static, and they should evolve with changing circumstances to ensure adequate protection. The first time you review your insurance coverages, it might seem...

Concerned About Frozen Pipes?

Protect Your Property: Low-Temperature Monitors and Frozen Pipe Prevention Tips Accredited claims adjusters know cold snaps in unexpected places, like Florida, can wreak havoc on homes and businesses. Frozen pipes are among the most common culprits for water damage during freeze warnings. With proper preparation and smart technology, you can...

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