Extension Cord Safety

Holiday music is in the air at ESC!! We are excited to hang our lights, decorate our home and watch the traditional Hallmark holiday movies!

Like many of our clients we too will be pulling out our strands and strands of holiday lights only to find we need extension cords to stretch to the not so close power outlets. With those handy extension cords comes the inherent risk of fires. As you start putting up your holiday decorations, make sure you are using your extension cords properly to avoid a devastating fire, injury, and costly insurance claims.

The good news? With a little knowledge and a few precautionary steps, these risks are entirely preventable. Here’s what you need to know about using extension cords safely and protecting your property and loved ones.

extension cord with Christmas lights plugged in

The Hidden Dangers of Extension Cords

While extension cords seem harmless, they pose significant risks when used improperly.

Common issues include:
• Overloading: Plugging too many devices or high-wattage appliances into an extension cord can cause overheating, leading to fires.

• Damage: Frayed or exposed wires are a shock and fire hazard.

• Improper Use: Using indoor cords outdoors or running cords under rugs increases risks.

• Long-Term Use: Extension cords are designed for temporary solutions, not as permanent wiring.

These issues are more common than you might think. According to the Electrical Safety Foundation International (ESFI), extension cords are a leading cause of electrical fires, resulting in approximately 3,300 residential fires annually.

How to Use Extension Cords Safely
1.Choose the Right Cord for the Job
Not all extension cords are created equal. When selecting one, consider the following:
• Length and Gauge: The longer the cord, the lower the gauge (thicker wire) you’ll need to prevent voltage drops and overheating. A 25-foot cord might have an 18-gauge wire, but for 100 feet, opt for a 14-gauge or thicker.
• Indoor vs. Outdoor: Outdoor cords are designed to withstand moisture, temperature changes, and rough handling. Look for cords labeled “W” or “Outdoor Use.”
• Load Capacity: Check the cord’s wattage rating. Ensure the combined wattage of devices plugged in doesn’t exceed this limit.

2. Inspect Before Use
Before plugging in, inspect the cord for damage. Look for:
• Frayed or exposed wires
• Cracked or loose plugs
• Burn marks or discoloration
If you spot any damage, replace the cord immediately. Using a damaged cord is never worth the risk.

3. Plug with Care
Always plug the extension cord directly into a grounded outlet. Avoid connecting multiple extension cords (commonly known as daisy-chaining), as this increases the risk of overheating.

Proper Placement Is Key
4. Avoid Running Cords Under Rugs or Furniture
While it might seem convenient to hide cords under rugs, this can trap heat and cause fires. Similarly, placing cords under furniture can crush or damage the wires.

5. Keep Cords Tidy
A tangled cord is not just unsightly—it’s a tripping hazard. Use cord organizers or covers to keep cords neat and reduce wear and tear.

6. Minimize Exposure to Water
Water and electricity are a dangerous mix. Ensure cords are kept dry and elevated when used outdoors. For extra safety, use a GFCI (ground-fault circuit interrupter) outlet with outdoor cords.

Special Considerations for High-Wattage Devices
High-wattage appliances like space heaters, air conditioners, and microwaves should never be plugged into an extension cord. These devices draw more power than most cords are designed to handle, increasing the risk of overheating and fire.

If you must use an extension cord temporarily for such devices, ensure it’s a heavy-duty cord rated for high wattage. Even then, prioritize using a dedicated outlet whenever possible.

Reminder Extension Cords Are Temporary Solutions
One of the most common mistakes accredited claims adjusters encounter is the long-term use of extension cords. They’re not designed to replace permanent wiring. If you find yourself relying on extension cords daily, it’s time to invest in a more permanent solution, such as installing additional outlets or using power strips with built-in circuit breakers for extra protection.

Child and Pet Safety
If you have children or pets, extension cord safety requires extra precautions. Curious hands and teeth can easily damage cords or lead to accidents. Some ways to prevent accidents are to use cord covers to prevent tampering, unplug cords when not in use and opt for tamper-resistant outlets and cord caps.

When Things Go Wrong
Despite best efforts, accidents happen. If you suspect an extension cord is overheating, unplug it immediately and inspect it for damage. If you notice sparks, burning smells, or other warning signs of electrical issues, consult a licensed electrician.

Should a fire or injury occur, document the incident thoroughly. Take photos of the scene, save receipts for damaged items, and contact your insurance provider promptly. Having detailed records can expedite the claims process and ensure fair compensation.

Additional Suggestions from Accredited Claims Adjusters
Keep a Fire Extinguisher Nearby: In the event of an electrical fire, you’ll need a Class C fire extinguisher to safely put it out. Never use water on electrical fires.

Educate Your Household: Everyone in your home or workplace should understand the basics of electrical safety. Make it a priority to share this knowledge.

We hope you enjoy this holiday season and take careful safety measures when it comes to extension cords!

About ESC
Our 6-20 Accredited Claims Adjuster (ACA) designation prepares professionals to work in both independent and staff adjuster roles, ensuring that they are well-versed in policy interpretation, damage assessment, and ethical considerations. With this designation, adjusters can apply for an all-lines adjuster license in Florida, qualifying them to handle home, auto, and property insurance claims in the wake of multiple storms.

At ESC, we are dedicated to training the next generation of adjusters who will play a pivotal role in the recovery process for hurricane-prone areas like Florida. As the demand for skilled adjusters grows, their contribution to community resilience and recovery becomes even more critical.

For more information on how to earn your 6-20 ACA designation and join this vital field, tour our website, ESCConnected.com or call our Clermont, Florida office at 1-800-309-2549.

 

 

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